Our Services

Buying a property

Buying a home is probably one of the biggest investments you’ll have to make in your life. And there aren’t many people who don’t need to borrow money to do so. This is where a mortgage loan comes into play: a mortgage allows you to buy the property you want and pay it off over [...]
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Debt consolidation

Debt consolidation is a fairly simple financial transaction that allows you to combine all of your debts into a single loan—your mortgage. Before you pursue this option, a financial situation analysis is strongly recommended. That way, if you come to the conclusion that your current payments are too high, your income is irregular, or you [...]
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Investment

Investors – Loans for investments Definition: Reminder, a rental investment relies on the intent of a buyer to purchase a rental property (apartment, house, business…) and immediately put it up for lease. The buyer can legally decide to purchase an apartment already occupied by a tenant. The owner of the property thus demonstrates their intent [...]
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Renewing your mortgage

Is your mortgage loan expiring soon? Now’s the time to think about renewing it. By law, your mortgage lender must send you a statement of renewal no later than 21 days before the end of your mortgage term. On this document you will see all the information about your existing contract. Your lender will also [...]
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Refinancing your mortgage

Mortgage refinancing is a loan that enables you to take advantage of the net value of your home to fund your projects—at a highly attractive rate of interest. You can borrow up to 80% of the market value of your home, less the outstanding balance of your mortgage. Mortgage refinancing is typically a more economical [...]
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Home equity line of credit

The idea behind a home equity line of credit is to allow you to borrow an amount equivalent to up to 65% of the current value of your home without incurring any additional notary’s fees. Also, interest on the line of credit is calculated each month only on the amount used. Another specific benefit of [...]
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